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Medical expenses on the horizon

October 10th, 2009 at 05:58 am

And things were rolling along so well this year...

My wife has been having some gynecological issues which her doctor has been trying to correct with medication without success. So she is going in on Tuesday for a D&C/Hysteroscopy. Once that is done, they will be scheduling her for a total hysterectomy in the near future.

Obviously, my first concern is that she get better soon as she really has been miserable lately, but there will be a significant financial impact to her surgery, too. We have insurance but there is a deductible and co-insurance to deal with. Her gallbladder surgery a few years back cost us about $3,000 as I recall. I suspect this ordeal will run more than that between the 2 procedures. I'm guessing about $5,000. She is supposed to get a discount of some sort because she works for the hospital but I don't know what that will amount to.

Then there are lost wages. I'll probably lose about $1,500 in income from taking off. She will probably lose another $1,000-$1,500 depending on how long she has to be out of work.

So all together, we're probably looking at about $8,000 in unexpected costs. We have the money, fortunately, but it is still a lot, not that you can put a price on your health.

Posted in Health Care/Insurance, Personal Finance | 11 Comments »

11 Responses to “Medical expenses on the horizon”

  1. homebody Says:
    October 10th, 2009 at 06:25 am

    People first, then money!! I hope your wife is better soon. My friends who have had hysterectomies say they feel great after their recovery.

  2. creditcardfree Says:
    October 10th, 2009 at 08:36 am

    I wish you wife well. Take care of you, too!

  3. Ima saver Says:
    October 10th, 2009 at 08:43 am

    I, too, certainly hope that she is feeling better soon.

  4. mooshocker Says:
    October 10th, 2009 at 09:31 am

    May God bless you and your wife during this time of trial.

  5. monkeymama Says:
    October 10th, 2009 at 10:01 am

    Seems very common. I wish her luck - she will feel better!

  6. disneysteve Says:
    October 10th, 2009 at 10:42 am

    Thanks, everyone.

  7. ceejay74 Says:
    October 10th, 2009 at 01:13 pm

    Ouch, that is a big price tag to swallow, but at the same time, be so proud that you can take care of the bill right away and not let it sink you! Hope everything goes well with your wife.

  8. disneysteve Says:
    October 10th, 2009 at 04:29 pm

    ceejay74, another good thing is that with her last surgery, the hospital gave us a 35% discount just for paying all at once. I'm hoping they'll do the same this time, or that her employee discount will accomplish the same thing. She wasn't working there yet last time.

  9. LuxLiving Says:
    October 10th, 2009 at 05:39 pm

    Hope she's feeling tops again soon!

  10. scfr Says:
    October 10th, 2009 at 05:54 pm

    Hope she feels real better soon, and kudos to you for (as always) being prepared to handle the unexpected costs.

  11. frugaltexan Says:
    October 12th, 2009 at 07:21 am

    I hope both procedures go well and your wife has a speedy recovery.

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