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NJ slowly reopening

June 2nd, 2020 at 08:50 pm

They announced yesterday that restaurants can resume outdoor dining on 6/15 and that salons and barbers can reopen on 6/22. I couldn't care less about salons as I cut my own hair and have for years, but the two main things I've missed during quarantine have been the gym and eating out. Gyms are still closed but restaurants will start coming back in 2 weeks.

We are not typically ones to dine outside. My wife has bad allergies and it's rare for the weather to be cooperative. Either it's too hot and humid or too cool or windy or raining. I'm trying to think of the local places we like that have nice outdoor seating areas, especially ones that are covered. That way the sun and/or rain isn't an issue. There is one Italian place nearby that has a great patio space. With social distancing requirements I'm not sure how many people they'll be able to accommodate at a time but if DW is willing, maybe we'll do dinner there one night once things are up and running. They have short rib that is to die for.

Work seems to be gradually picking up, though some days not so much. We saw 22 patients on Thursday and I think they saw 23 on Friday, but then I saw 4 yesterday. However, 2 of our sites that had been closed reopened yesterday so that may have been part of it. I was only in 9-1 today but we had seen 8 when I left so that was decent.

Anyone else feeling a bit guilty about doing well right now?

May 30th, 2020 at 03:25 pm

I suppose it's sort of like survivor's guilt. So many people are suffering with so much right now - disease, unemployment, having to home school their kids, having summer camp cancelled, struggling to keep their businesses afloat, and more.

Meanwhile, here we are with me still fully employed earning my normal income. My wife is very happily quarantined and almost couldn't care if things open up again or not. Our daughter is unemployed but fortunately not suffering financially as a result (though it has been hard mentally - she can't wait to get back to work). We do have a couple of friends who have been quite sick from COVID but thankfully haven't lost anyone close to us.

As I've shared before, our spending is actually down by about $1,000/month largely due to COVID. There's nowhere to go and nothing to do that involves spending money. So ultimately, we're going to come out of this whole mess better than when it started. So many millions of people can't say the same.

Not to say, of course, that it hasn't been a challenge. For weeks, the stress level at my job was sky high, the worst I've ever experienced in my 30 years as a doctor. Things were changing daily and we just didn't know what was going to happen, what we were supposed to be doing, how best to protect ourselves. Patient volume plummeted making us all concerned if we would maintain our jobs, especially as we heard more and more stories of healthcare layoffs.

Fortunately, we seem to be past the worst of it now and things have settled down. Work isn't so stressful anymore and we've adjusted to the new procedures. Volume is starting to pick back up also so I think our jobs are safe at this point. Now we're just dreading the fall when we have seasonal flu AND COVID to deal with. That certainly won't be fun.

Anyway, it's just been a little awkward or uncomfortable when we're talking with friends who have it way worse than we do. We're very thankful not to be financially impacted, not to have little kids to deal with, not to have had COVID strike too close to home.

What local non-profit places do you support like theaters and museums?

May 25th, 2020 at 01:53 pm

I was listening to a podcast on my run this morning and they were talking about visiting and supporting your local science museum.

It got me thinking that currently, we really aren't supporting any local non-profit cultural, entertainment, or educational ventures. Over the years, we have had memberships at various places like a botanical garden, a community theater, an art museum, etc. I think once the whole COVID thing settles down, we need to get back to doing that.

I'm going to speak to DW about this. I'd like us to subscribe to the community theater again. We both love theater and enjoyed when we were kind of "forced" to go see the shows there because we had already paid for them.

I don't know that we want to do the botanical garden again but maybe one of the many museums in Philly. DW has gone to one particular museum a few times with a friend who has a membership. Maybe we can join one of the others and take her along in return.

I know it's not the most altruistic sort of charity since we get something out of it ourselves, but it's a way to help a good cause and provide some activity and entertainment for us at the same time.

Spending update, COVID savings

May 25th, 2020 at 12:13 am

I posted last month that our spending was down significantly year to date at least in part due to the COVID shutdown and not being able to go anywhere or do anything.

As May is nearly over, I took another look and the savings continue to grow.

I compared our total credit card charges from January through May 2019 to the same period for 2020.

2019: $20,931.71
2020: $15,460.73

So YTD we've spent $5,470.98 less than last year.

Not all of that is COVID-related because our January and February spending was also lower this year, and that was before the shutdown, so we have just been spending less in general, but still we've spent an average of almost $1,100/month less than in 2019. I'll take it.

Another COVID cancellation

May 22nd, 2020 at 03:19 pm

I was planning to attend a medical conference in St. Louis in early July. I booked the hotel months ago. I realized that I haven't heard anything about the status of the convention itself so I went to their website last night and sure enough it has been cancelled.

I checked my saved email and it turns out that while I had made the hotel reservation, I had never actually registered for the convention which is why I didn't get a cancellation notice. Makes sense.

I went on and cancelled the hotel stay this morning. Fortunately, I had the good sense to not book airfare in advance so I don't have the hassle of having to cancel that.

Looks like I'll have a little staycation in July. No reason to cancel my PTO. I have more PTO than I will likely use this year anyway. I might as well use it. Hopefully by July we'll at least be able to do something fun with some of that time, even just a day trip or two. Who knows at this point?

Booking a trip for October 2021

May 21st, 2020 at 06:50 pm

We love to travel but we are not major planners. We rarely plan our Disney World trips more than 3 months in advance and rarely plan other trips any farther out than that. We might know when and where we want to go but don't usually make all of the plans far in advance.

The only exception is when we're attending a specific event like a convention or something like that.

Disney World's 50th anniversary is October 1, 2021. Disney opens room-only bookings 499 days in advance, which was just a couple of days ago. I hadn't made note of the booking date but fortunately a friend posted on Facebook this morning that he made his reservation. I immediately e-mailed our travel agent to book us a room. I'm waiting to hear back. It will be stupidly expensive but we've said for years that we want to be there for the anniversary and stay at the Contemporary hotel so that we can walk in to the park and not have to deal with any transportation. Hopefully it hasn't already sold out.

New garbage disposal

May 8th, 2020 at 05:41 pm

Our garbage disposal died a few weeks ago, sometime soon after quarantine began. I tried fixing it myself to no avail. I wasn't up to replacing it myself so we contacted our handyman. He installed the current one. Of course, due to COVID, he wasn't able to come out, nor did we want him to, but we wanted to get on his list for when things started loosening up.

So for however many weeks now, we just haven't had a working disposal, which honestly wasn't a huge deal. He reached out a few days ago and asked if he could come today and we said yes. He came this morning and installed it so we're up and running again. We made sure to wipe everything down before he arrived, wore masks while he was here, and wiped everything down again after he left.

Disposal itself was about $150 from Home Depot plus $65 for him to install it so $215 total.

COVID-related savings

April 29th, 2020 at 01:57 am

I know I'm not the only one experiencing this but we've actually saved a significant amount of money as a result of the world shutting down.

For March, which we only lost half of, our spending was down by $500 compared to March 2019.

For April, which we've lost all of, our spending was down by $1,000 compared to April 2019.

I'm not incredibly surprised but I didn't expect the savings to be quite that high. It really makes me wonder about things going forward.

I think I will take a look at the actual charges last March and April to see where most of that savings has come from. I'm quite sure that dining out will be the single biggest factor. That's actually the thing I miss most about the whole quarantine thing. I know we aren't going to stop eating out (once we are able to do it again) but I will definitely be more aware of how much we're spending in the process.

How about all of you? Have you noticed a drop in spending?

News from Quarantine

April 25th, 2020 at 12:08 am

Well, there's not really much in the way of news but it's been 2 weeks since I posted so figured I'd check in.

Our daughter wasn't eligible for unemployment because her last job was with a non-profit and they don't pay into the system. The look back period ended 9/30/19 and she had only been at her current job about 2 months at that point and needed to have 20 weeks of work history.

There may be a silver lining, though. She got a call from her manager the other day and it sounds like they got money from the payroll protection program as she said they may be able to pay her for 8 weeks worth of income. She's waiting for confirmation and details.

I'm working same as always. Urgent care is still very slow. The hospital census has been gradually increasing but not to a point where they are overwhelmed and calling in more help. I'm hoping that remains the case and they won't need us. I really don't want to go work there.

DW is managing okay. She and her mah jong friends got set up with an online game platform so a couple of times a week they get together virtually and play. They use a 2nd device to Facetime so that they can all see and talk to each other. They'll probably keep using that system even after quarantine ends at least sometimes because it means nobody has to drive around. It will be great if we have bad weather or someone isn't feeling well but can still play without getting others sick.

We've become regular Zoom users, as I'm sure lots of you have. We've had meets with our bourbon club, our Disney friends, family members, and more. What a great resource to stay connected with everyone. I've used it a few times for work also for updates and meetings.

At work, we've been very grateful for some of the community support, mainly in the form of free food. We've gotten lunch from Five Guys and Mission BBQ, free smoothies from Smoothie King, and free donuts from Krispy Kreme among other things.

Financially speaking, the quarantine has really cut down our spending. Less gas, less dining out, less unplanned shopping, no outside entertainment - it's all added up to over $3,000 of reduced spending compared to the first 4 months of 2019.

I hope everyone is hanging in there. Stay safe.

Checking in

April 9th, 2020 at 02:45 pm

It's been 2 weeks since I posted. Things are going reasonably well. Work remains slow but also very stressful. I'm having dreams about work pretty much every night. Several of my coworkers have said the same. Constantly working with the threat of catching COVID from our patients is really taking its toll mentally on all of us.

As part of the Emergency Operations Plan, they have all of us urgent care providers getting oriented in the hospital so that when the surge hits, they can send us there as additional help if needed. I haven't done any inpatient care for just over 20 years so I'm not sure how much help I can be. I did a little orientation yesterday so I at least have a general concept of where things are and what the workflow looks like. But if I actually have to start working there, I'll need a great deal of help and support.

Passover was essentially cancelled thanks to COVID. We always host the seder at our house which obviously didn't happen. My cousins in NYC did a Zoom seder but none of us really felt like participating.

I'm trying my best to exercise regularly which is hard with the gym closed. I have gotten out to walk/jog several times and I've been doing some floor exercises at home with what limited equipment we have. I figure it's all good and better than nothing but I look forward to being able to go to the gym again whenever that happens.

Financially, things are pretty normal since I'm still working full time. Our daughter has been out of work since 3/13 and filed for unemployment. She got the debit card a couple of days ago but hasn't actually gotten her first payment yet. We're hoping that her place is able to reopen and doesn't go out of business. She'll be devastated if it does.

Not much else happening since the world is pretty much all closed. I hope everyone is staying safe and healthy at home and being super careful when you must go out.

Just an update

March 26th, 2020 at 12:11 am

I realized I haven't posted for a couple of weeks. Heck, I haven't even been reading anybody else's blog. Obviously, it's been a crazy time, and being a healthcare worker, I'm not on lockdown like so many others including my wife and daughter. I've still got to go to work every day and that's been a whole new level of crazy with the rules and guidelines and policies and procedures changing pretty much daily.

On the plus side, patient volume at urgent care has plummeted. My theory is that with schools closed and so many people working from home, there just isn't that much routine illness going around. Also, with all sports and activities suspended, gyms closed, etc., we're not seeing all of the sports injuries we typically get. So we've been quite slow.

On the other hand, we're on the front lines of the COVID-19 stuff. We are seeing plenty of patients with respiratory symptoms so every person who walks through the door is a potential case and we need to act accordingly. That is quite stressful for all of us.

In addition, because of the decreased volumes overall, we're starting to worry about our jobs. They have already stopped urgent care services at 2 or our 8 sites and reassigned providers to the remaining 6. But we wonder how long that is sustainable when we're seeing about 1/3 of our normal volume. Colleagues across the country are reporting their urgent care clinics are cutting back operating hours or closing sites entirely. Some providers have even been laid off. So obviously that's a huge concern for me.

The "good" thing is that I work for a large hospital system, not an independent urgent care company. If the situation reaches a point where they really feel they don't need some of us in urgent care, they may reassign us to other clinical duties, especially if the hospitals start getting overwhelmed with COVID patients and/or a lot of providers are out because they are infected or at least quarantined due to exposure. So at least right at this moment, I think my job is safe, but I know that could change at any moment.

My daughter's job shut down a week ago Saturday and they were officially laid off a few days later, making her eligible to file for unemployment. She was upset about that and is hoping that her job opens again whenever appropriate. Her manager told her they definitely want her back but there is always that chance that they might trim staff or simply fold if they can't financially stay afloat.

My wife is managing pretty well with the whole situation. She doesn't work outside the home so her routine isn't quite as disrupted as ours, though it's still affected. Other than us taking a couple of family walks, I don't think she's left the house for well over a week. She normally does a weekly volunteer gig packing home meals for the elderly, plays Mah Jong every week, and does another monthly volunteer thing for a blind support group. All of that is gone for now. I know she's also really worried about me, afraid that I'll catch the virus at work.

And of course, we can't ignore the financial impact this whole mess is having. Last time I checked, our portfolio was down about $230,000. I'm sure it recovered a bit yesterday and today but that's still a huge loss on paper. I did do some buying over the last couple of weeks so I'm hoping that will help when the recovery ultimately happens. I got some stuff at pretty rock bottom prices (I hope) so that will goose the returns some when things start going back up.

I guess that's long enough of a post for now. I hope everyone else is holding up okay through all of this. Stay safe. Stay healthy. And STAY HOME!

Electric meter update

March 11th, 2020 at 01:51 am

We finally got an answer from the utility company today. They said that the meter was 99.7% accurate (I think that was the number). So apparently there's no refund coming our way and we've somehow managed to increase electricity usage 40-60% in the past year without changing anything we do or use in our home.

At least there was no cost to getting our meter replaced. I'm really curious to see how the bills are going forward. If the continue to show higher usage, I guess that will confirm the answer. If, however, it shows a significant drop in usage, I may reach out again to complain and question that analysis.