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Archive for April, 2010

Just booked a cruise

April 12th, 2010 at 01:01 am

We went to the travel agent this morning and booked a family cruise for July. My mom is turning 80 in August and told us recently that she'd like us all to go on a cruise to celebrate. The date that worked best for all of us was actually early July. It will be DW, DD, me, my mom, my cousin and my MIL. We're doing a 7-night trip from New York to Bermuda. We've cruised 3 times before, most recently in 2005. My cousin is the only one of the 6 of us who has been to Bermuda before but it was about 20 years ago so he is looking forward to going back. I've always heard great things about Bermuda like how clean it is and how friendly everyone is so I'm excited about finally getting there.

My mom actually wants to treat us to the cruise but we're definitely paying part of the cost. Of course, we'll also have plenty of incidentals to pay for, like excursions, tips, souvenirs, meals off the ship, etc. We won't have airfare but we will need a limo service to take us to and from NYC.

ROTHs fully funded for 2010!

April 4th, 2010 at 01:53 am

I just transferred $1,395 to my Roth and $1,570 to my wife's Roth. That maxes both of them for 2010. I'm pretty sure this is the earliest in the year that we've ever gotten them funded. That was partly because I had some money designated for savings toward the end of 2009 that I hadn't put anywhere yet so on 1/1 I sent it to the Roths. For a variety of reasons, we also ended up with a larger than anticipated tax refund which got direct-deposited last week so I used that to help finish them off.

I haven't fully invested all the money yet - some of it is in the MMF - but at least it is all in the Roth accounts.