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Archive for December, 2010

Don't really have any goals for 2011 yet

December 28th, 2010 at 02:11 am

I know this is the time when many of you are posting your goals for 2011. I haven't really given the topic much thought but off the top of my head, I don't really have any specific goals.

I do want to continue the decluttering I've been doing since September. I've made a lot of progress but there is still way more to be done.

I do want to continue prepaying our mortgage but I don't have a specific dollar amount in mind. Something in the neighborhood of $1,000/month extra I suppose. I'd be satisfied to pay $10,000 extra toward principal in 2011.

Fully funding both of our Roth accounts is always on the to do list but I don't really count that as a goal because it is something that I am 100% positive will occur. Last year I maxed them out on April 3, so it doesn't take me long.

Other than that, our financial life is pretty well on cruise control so there just isn't any pressing need to set goals. That's kind of boring, I suppose, but when it comes to building wealth, boring can be good.

November 2010 Survey Income

December 3rd, 2010 at 01:29 pm

For the newbies: I'm a family practice physician and have the opportunity to do a lot of medical market research surveys online and occasionally by phone or in person. These pay well but are sometimes long and tedious. These are not available to the general public. I do also do some general surveys like Harris and Pinecone that are open to everyone but the bulk of the income is from the medical stuff.

For the month of November 2010, I earned $618 from surveys. Not bad at all. That brings my total for the year to $6,689.75, well above my goal of $5,000, and I still have December to go.