I wrote a long post earlier today and when I hit submit it disappeared so I'll try to recreate it (and I'm doing it in my word processor this time just in case).

It's not quite time for the year-end wrap up post but figured I'd give some updates.

All is going pretty well. I'm finishing up my first full year of “semi-retirement”. I'm really not sure what else to call it. I went per diem in August 2022 meaning I no longer have a set schedule or required hours. Technically I am required to work 24 hours every 12 weeks but unless I consistently miss that mark, nobody will say anything. I've mostly worked 8 hrs/wk this year, some weeks 4, a couple of weeks 12, and several weeks zero. My plan for 2024 is to cut back to 4 hrs/wk. I just chose my January shifts yesterday so 16 hours scheduled for the month.

My wife is doing well and finally back in good health. Not 100% and never will be after 2 back surgeries and a lung surgery but her most recent labs had her inflammatory marker (C-reactive protein) normal for the first time since this began in early 2021. She has been crocheting up a storm, did quite well at a local craft fair in October, and has made numerous other sales, especially to our daughter's co-workers who keep ordering stuff from her.

Our daughter is enjoying her job and they love her. She's gradually taken on more responsibilities and helped them streamline workflow and improve processes.

My mom turned 93 in August. She's having more trouble with her back and an MRI in October showed a new herniated disc. She's had a couple more epidural injections since then but those really don't help. The only thing that helps a herniated disc, other than surgery, is time. It can take 4-6 months or more for those to heal. It's made it harder for her to manage and we finally increased her aide to 3 days a week and we are going over there more frequently to help out.

My ebay business is cruising along well. I have a running thread on the forums where I give monthly totals and periodic updates if anyone wants details. I enjoy going to the estate sales and finding treasures that I can flip for good profits. This year I had several of my all-time best sales so I must be on the right track.

Between my wife's health and my mom's, we didn't do any major traveling this year. We did try to do a number of day trips and earlier in the year a few overnight getaways. We have a trip planned to Riviera Maya in late February. I'm hoping things are stable here and that we are able to go as scheduled. It's a group of us going to celebrate a friend's 50^th birthday.

Speaking of birthdays, my wife turned 60 last Sunday and we had a party for her the day before at a local distillery that we really like. The 3 of us along with 14 friends had a good time celebrating her.

The other thing we did this past week was sign up for new health insurance through the ACA. The premium will be about $1,000 less than we've been paying on COBRA though the out of pocket costs will be higher so that will be offset somewhat.

I'm looking forward to tallying up the year-end numbers for our portfolio, our spending, my ebay business, and everything else. At this point, I've got a pretty firm grasp on it all already but want to see the final numbers.

I guess that's all for now. I'll post again in January with a full 2023 wrap up.

I'm not very good at this blogging thing.

Life is cruising along okay. Since my last post in February, my wife was in the hospital again in March for a flare up of the infection around her spine. She had surgery to remove the hardware put it last year in case that was the source of lingering infection. She then did 9 weeks of IV antibiotics (as well as having a drain in the abscess for 6 weeks) and is now on daily oral antibiotics for at least a year. She has been seen by her spine surgeon, 2 different cardiothoracic surgeons, a neurosurgeon, and her infectious disease doctor. Everyone agrees that surgery to get to the abscess isn't indicated. With the hardware out, they feel her body will resolve what remains. She's getting labs every couple of weeks and has a CT scheduled for August. The really good news is she feels terrific, the best she has since the whole back issue started in fall of 2021. She's not 100% yet but she's doing PT and getting back to the gym and overall feels pretty normal.

I continue to work per diem, mostly doing 8 hours a week in the form of 2 four-hour shifts, usually Saturday and Sunday mornings but occassionally a weekday shift. I like the weekends best because the pay is much higher.

I'm still actively selling on ebay. Year to date I've had sales of about $6,000 gross/$4,000 net which is ahead of my goal of $500/month net. I logged my 4th highest sale ever a couple of weeks ago selling an item for $477.77 that I bought a week earlier for $8. Back in March I had my 3rd highest sale at $499. I go to one or two estate sales nearly every week and really enjoy that.

We had a big household expense this week. Our dryer started making a weird noise a few days ago. I opened it up yesterday to see if it was a DIY project I wanted to tackle. I didn't definitely identify the issue but I think it is a problem with the drum rollers. Fixing those means fully disassembling the unit, taking off the belts, removing the drum, etc. I just don't want to work that hard on a 10-year-old dryer so I agreed it was time for a new one. Of course, DW figured we should buy a new washer while we're at it. That's just as old, or maybe older, has rust around the top of the tub, and sometimes doesn't drain right after a cycle. I've DIY'ed that one before to fix something else (door switch assembly) so it's about time. We headed to Lowe's today and bought a new set. All in with delivery and removal and hoses and such, it came to about $1,500. We went with the pretty basic ones, not the ones with all the fancy electronics and stuff. Those are supposed to come on Thursday. While we were there, we also bought a new water cooler. Ours is pretty old and the great feature of the new one is that it is bottom-loading. I don't have to carry and flip the bottle onto it anymore, which occasionally results in some water spilling around it. That was another $200.

Otherwise things are doing pretty well. My mom is still plugging along at almost 93. Slowly declining which is hard to watch and deal with but such is life. Our daughter just celebrated 1 year at her job. She's stressed a lot which has been aggravated by her therapist being on maternity leave the past few months. Thankfully she starts back in therapy in 2 weeks. I'm hoping that gets her back on track fairly quickly.

That's enough for now. I'll try and update more regularly. I just forget about doing it.

Wow. My last post was in November. So much has happened since then, both good and bad.

I mentioned in my last post that my wife was having surgery on December 7. That happened and went relatively smoothly. The surgeon took skin and muscle from her left leg to graft onto her face. The face has been healing up nicely and really didn't give her any trouble at all. The harvest site on the leg, however, was/is much more challenging. That was very painful. It's slowly gotten better but is still not pain-free. Also, the skin continues to get irritated and blister so she still needs to cover it with a bandage when she puts most pants on, but it's ever so gradually getting better.

Since we lost 2020 and 2021 to COVID and 2022 to DW's illness, we decided that starting last month we were going to do at least a short trip somewhere every month. In January, we went to Delaware. We stayed close to the big mall there so plenty of shopping and dining around. There is also a casino nearby and we stopped there for a bit. DW's sister and brother-in-law also live not far from there in Maryland and we met up with them for dinner one night. This month we went into Pennsylvania. Again just shopping and dining and relaxing plus we had show tickets at a regional theater that we enjoy.

For March, we were going to go to Hershey, PA, but I think we're changing our plans. We have good friends in Maryland who run the high school theater program at their school and they have a show that weekend. We've always said we needed to go see one of their shows and I think we're finally doing it. Another couple (mutual friends) from PA is going to come also.

My mom ended up in the hospital for a few days a week ago Sunday. Turned out that her blood pressure was just running high so they adjusted her medicines. Everything else checked out okay thankfully.

Then 2 days after my mom came home, DW got a call that her sister had a stroke. We didn't have any details at first but not long after her husband called back to say that she wasn't going to make it and to come to the hospital. We got right over there as we were only 15-20 minutes away. Her mother came also. Once we were all there, we all agreed that her sister wouldn't want to have her life prolonged artificially and life support was withdrawn about 8 pm and she died just after 11:30 pm. She was 64. Funeral was on Monday and despite the circumstances, it was nice to see some friends and family we haven't seen for a while. So we're dealing with that right now.

I'm still working urgent care generally 8 hrs/wk. I'm still selling on ebay regularly. For 2022, my total sales came to nearly $14,000. My profit was well over my goal of $6,000. I've kept the same goal of $ 500/mo profit for 2023 and so far I'm on track having made $610 in January and $564 in February with a few days to go.

I think that's all the major stuff to report.

I realized the other day that I haven't posted for quite a while. Apparently it's been 4 months. Oops. Life has been rather crazy, both good and bad.

At the beginning of August, I switched to per diem status at work. That means I no longer have scheduled shifts (or guaranteed hours). I am able to look at the schedule, see open shifts, and pick them up when and where I want to. I've basically been working two 4-hour shifts a week since then. It's very nice. Four hours is easy even when the place is crazy. I only take 9-1 any day or 1-5 on weekdays. I don't take 1-5 on weekends or 5-9 on weekdays so I'm not there for closing. One of the things I really hated about the job was the stress and pressure to get done on time when we were swamped with patients so I just decided I'd never take those shifts again if possible.

Open shifts are predominantly on the weekends, which is fine with me. Saturday and Sunday don't hold any magic for us. I'm just as happy being off during the week when everyone else is working. The added benefit to taking weekend shifts is that the hourly rate is 10% higher and there is a incentive bonus on top of that since they have so much trouble filling those shifts. I end up making about 37% more per hour from weekend shifts.

My wife is doing fairly well with her recovery from her back surgery and lung surgery. Still not 100% but much better. However, she developed another problem that is probably related. I'm not sure how much I've talked about this in the past but my wife is a childhood cancer survivor. She had a tumor behind her left eye when she was four that was successfully treated with then-experimental radiation. It cured the cancer but damaged the surrounding tissue as well as her left eye, which eventually got removed when she was 20 (there's more to the story but not relevant here). Anyway, she developed an infection of the skin of the eye socket. It didn't fully respond to 2 or 3 rounds of oral antibiotics. Then she did 2 weeks of IV antibiotics which finally took care of the infection but the whole episode with the skin swelling and irritation resulted in a tear in the skin that can't heal. So on 12/7 she's having surgery to get a skin graft to fix that. The surgeon expects her to be in the hospital for about a week. I'm super worried about that going well so lots of stress here lately.

On the happy side, both DW and DD got new cars recently. My wife's 2011 Sienna was not aging well. The pain on the roof was very worn, some rust had started in a few spots, and the moulding around the windshield and a couple of other places was rotting away. She bought a 2019 Subaru Forester from Carmax 2 weeks ago and is very happy with it. DD had a 2010 Hyundai Accent. Not a ton of miles but also starting to have a series of issues - broken hood release, dying power window motor, issues with the stereo, etc. All fixable things but we didn't feel it was worth puttting $1-2,000 into a 13-year-old car. Plus we really liked the idea of her having some of the newer safety features. So she got herself a 2018 Hyundai Elantra from Carvana. It was pretty neat doing everything online and having them deliver the car to the house.

I'm still hard at work with ebay and have been doing very well. I'm enjoying going to the estate sales pretty much every week, the yard sales during the season, and getting stuff for free online that people are giving away. Year to date, I've grossed just over $12,000 with profit of just under $9,000 which I'm very happy with. My goal was to earn at least $500/month profit and I've actually averaged over $800.

I think that's the big stuff that's been going on lately.

I hope everyone has a great Thanksgiving and wonderful holidays.

Things have been cruising along pretty well.

Thankfully my wife is feeling much better. Not 100% pain-free but able to do just about everything pretty normally. She's downstairs sewing as I type this.

We were able to go away for a few days earlier this month for our 30th anniversary. It wasn't the 2-week land/sea Alaska trip we had planned, but we had a really nice time just getting away and spending quality time together.

My last day of part time work is rapidly approaching. August 4 is my last shift and I officially become per diem on August 7. I've scheduled myself for 8 or 12 hours a week for the 5 weeks after that, either two 4 hour shifts or one 8 and one 4. One thing I'm planning to avoid is closing shifts as I find those the most stressful. So I'll be dropping from 3 days a week to 2 days a week which will be nice.

I've been getting more and more active with ebay, which has been the plan all along. This past week was very good as I sold 21 items this past week which I'm sure is the most I've ever done. My rolling 90-day sales jumped to 104 items. Averaging 1 item/day had been one of my goals and I hit it and blew right past it last week.

I continue to shop at estate sales and have gotten pickier about what I buy while also being open to buying more at one time. I've been working to increase the average sale price of my items which has been going pretty well. I'm not totally avoiding lower priced things as they can help provide steady cash flow but I have been moving into more items in the $30-50 and up range and less in the $15 and lower range.

Not too much else going on. All the usual stuff dealing with family, helping my mom (who will be 92 next week), and such. We have finally been getting back to some sort of social life after 2+ years of doing very little due to COVID. We had dinner with friends the other night, we're going out tonight with 2 other couples, and we have plans to meet other friends for dinner this week. It's nice to be seeing people again.

I haven't blogged for a few weeks with good reason. My wife ended up in the hospital on 4/23 and was there for 19 days. To keep it short, she developed a serious infection in and around her spine and related fluid in her left lung. She had major surgery on her back to clean it out and rebuild and stabilize her spine. She had a total of 3 procedures, 1 minor, 1 intermediate, and finally 1 more extensive to fix the lung issue. Spent 4 days in ICU post-op. Got 3 transfusions. Came home last week with a PICC line and IV antibiotics for a few more weeks.

As you can imagine, it was a major ordeal for all of us. On top of that whole mess, my mom got admitted during that same period for mild heart failure. Same hospital fortunately, so I was constantly going back and forth between their rooms. DW came home on Wednesday. Mom came home on Thursday. So I've been busy coordinating their home care needs since.

Anyway, both are now recovering and doing okay. Both have a visiting nurse and physical therapy at home. In a couple more weeks, DW will likly start outpatient PT for her back rehab.

Incidentally, as of now, the billing for DW's hospitalization stands at around $730,000. Insurance has already taken care of most of that but there is still some stuff that hasn't settled. It's only been a week, though, so I'm hopeful that the remainder will work its way through the system and get paid as well. We may end up owing something but we're hoping it won't be a major amount.

I put my ebay sales on vacation mode for a week when DW was first admitted. Once it became clear that she would be there quite a while, I restarted sales but only listed an item here and there so I was making and shipping sales but wasn't doing much to keep it going until after she got home. There just weren't enough hours in the day.

For the 2nd quarter so far, I have done $1,042.36 in sales and $679.42 in profit. That brings my YTD numbers to $2,657.35 in sales and $1,795.94 in profit. Considering my goal back in January was to average $200/month profit, I certainly can't complain as I'm actually averaging $359/month even with pausing for a few weeks with my wife's illness.

I haven't gotten an official end date for my part time contract at work so I'm still assuming it will be August 6. That means I've got 31 shifts left to work before I change to per diem. With the latest COVID surge hitting full force, I can't wait to cut back to 4-hour shifts. My site saw 69 patients yesterday which is a lot for us. I'm hoping this wave dies down quickly but right now there's no sign of that happening so we're all working our butts off again thanks to elimination of mask mandates and so many people just not caring anymore.

The Florida house did close on 8/10 as scheduled. All went pretty smoothly. I had to run around a bit to get the paperwork notarized and sent back but that was minor.

Final result was me walking away with $477,203.26. It went into the estate account for now. I'll get it once the probate period ends in early October. There's now over $547,000 in that account.

That means that our overall portfolio now stands at over $3.1 million. That's well above where I thought we'd be with the inheritance. I had estimated we'd be around $2.7 or 2.8 million but the inheritance ended up being more than I thought plus the ongoing stock market returns have pushed up the value of what we already had as well as the value of the money I inherited that was invested in equities.

That estate account, however, has pushed our cash allocation to about 23% right now and our stocks down to 51% with the remaining 27% in bonds.

I'm working on fixing that. I can't do anything about the 540K in the estate account yet but I'm reallocating the money that is in our control, namely the inherited traditional IRA. I started moving 10K/week from bonds to stocks but realized that would take forever, so today I moved 50K and will do that every week for the next couple of months. That will get us to about 57% stock. Then the estate account will get distributed to me and I'll be able to invest that to get the asset allocation where I ultimately want it.

No word yet on when my part time status will begin. We're actually short staffed at work right now so it's very possible they will hold me to my contract, meaning I'll remain full time until December 1. I'm hoping they can find a way to get me part time before that but I'm not complaining as I completely understand I'm bound by the contract.

We go to Florida 3 weeks from today for a big fundraising event and convention. We're not thrilled about traveling in the midst of the COVID surge but we've decided we're just going to do it and take precautions as much as possible.

I just reread my post from last week saying I was pretty much done with the "debulking" of stuff. Boy was I wrong. A week later and I've put out 3 more bins of paper for recyling and taken 2 carloads of stuff to the thrift shop. I've sold multiple items on Marketplace and have a couple listed on ebay. I have several more that I'll probably list tomorrow. I keep unearthing more stuff. It seems to go in layers - get one layer cleared and discover there's another layer behind it. Just tonight I found that a large box that I thought only held packing material and bubble wrap also contained a nice barstool which will go on Marketplace tomorrow.

The really big news is that I sold the Corvette! My lawyer put me in touch with somebody he has worked with before and not only did they end up buying it but they paid me my full asking price of 45K! Note that that occurred less than 8 hours after some bozo offered me 20K for the car (which I flat out turned down). Selling the Vette was the thing I was most stressed about with the entire estate.

All of the court papers have been filed so I should have the official order naming me executor soon. I need that to take care of the financial stuff and start closing accounts and transferring funds into my own name.

I have started putting myself in as the contact person for the utility bills so that nothing gets missed and everything gets paid on time. There was a minor issue with the most recent electric bill because it was on autopay but the account had gotten frozen before the bill got paid so the payment got rejected. They charged a $30 fee but I called today and got them to waive it and switched the account to our bank so there won't be any more issues.

I need to call a realtor to get an opinion of value on the house to establish my cost basis. The lawyer recommended someone so I'll call him on Monday or Tuesday.

More to come.

I realized I haven't made a post since I arrived in Florida. I did leave a week ago Tuesday and arrived Wednesday evening. I had a nice drive down and even got to detour in North Carolina to visit my cousins who just moved there a couple weeks earlier from Connecticut. I got to see their new house and have dinner with them.

Since arriving, I've been working every day to clean out the house. I've taken out 7 or 8 bags of trash, about 6 bins of paper for recycling, and packed 10 cartons of documents to be shredded. I've also sold his tool chest, tool boxes, and most of the tools, a mini bike, and just tonight sold his floor jack on Marketplace. Oh and I've taken half a dozen boxes of stuff to the thrift shop along with 6 garbage bags of clothing plus several suits and some assorted loose items.

I think I'm pretty much done with the debulking. I've been through every drawer, cabinet, closet, and file. Although it's been time consuming, that was the relatively easy part as it didn't involve too much in the way of personal or sentimental stuff.

Now I'm getting to the harder part with the more personal items. A lot of that will end up being transported home with me. There are a bunch of things that need to either be sold or donated. I'm sure I'll do a mix of both. I'll need to decide what to do with furniture - sell or donate. I'll probably at least try to sell some of it and if I don't get any bites fairly quickly, I'll give it away. There is a large local thrift shop that will pick it up.

I'm not sure how long I'm staying. I finally got the death certificate on Friday and have an appointment with the lawyer on Monday to start the probate process. I'm not sure all that's involved with that or whether or not I need to physically be here to do anything.

There are 2 cars, one antique and one regular, that need to be sold. I've been doing some word of mouth advertising for the antique but if nothing comes of it in the next couple of days, I need to actually start listing that at a few sites. The regular car will be no problem as I'll probably go to Carmax, Carvana, and the dealership and take the highest offer. I don't want to get rid of the car until we're pretty much done as we may need it to get around if I drive home and fly back.

I guess that pretty much sums it up for now.

Now that the funeral is behind us, it's time to start dealing with everything needed to settle his estate. I'm expecting to leave for Florida Tuesday morning and get there Wednesday night (I'm driving).

Until I have death certificates, I can't address any of the financial stuff, so I'll start cleaning out the house, getting rid of trash, shredding unneeded papers, donating clothing and other items, etc. Once I have the certificates, I can start closing credit cards and bank accounts and getting assets transferred into my name. I will schedule a meeting with his attorney and give his financial advisor a call. I've already spoken to both of them. The advisor manages his retirement accounts and I'm the beneficiary so that stuff should be simple. No probate needed. Other stuff has to go through probate.

I got the first tiny piece of the inheritance - he had $85 cash in his wallet. Woo hoo.

Also in his wallet are two gift cards that they get as part of their HOA dues in his community. They are good at the clubhouse cafe (which has been closed for COVID) and at one local restaurant. I checked the balances and between the two of them, there's over $190 credit. I guess I know where I'll be eating regularly when I get down there.

I have a lot of work ahead of me and I'm sure some of it will be emotionally difficult, especially dealing with some of the more personal items, but I'll work my way through day by day. I'll be there by myself so I won't really have any distractions. I figure in the mornings, I'll start in the garage and crawlspace before the temperature heats up for the day. Once it's too warm, I'll focus on the inside stuff - clothing, kitchen, home office files, etc. The thrift shop where everything will be donated is just a few minutes away so I'm sure I'll be making multiple trips there. They will pick up but I'll save that for big items like furniture. I'm certainly capable of hauling bags of clothing and small household items over there myself, plus it will give me a reason to get out.

I suspect I'll be blogging more going forward so I'll update as I have new info.

My cousin in Florida who has been dealing with cancer passed away today. My wife and I had gone down to see him about 3 weeks ago. A few days after we got home, she went back and has been there since helping to take care of him. The past 2-3 days he had 24 hr care from hospice along with the home care aide we had hired. I'm sure it was still exhausting for my wife. She'll be flying home tomorrow evening so that will be good.

His funeral will be here in NJ so probably Wednesday morning we'll go over to the funeral home to make all of the arrangements. My mom will probably want to come along for that too.

Obviously I'm deeply saddened by his death as he has always been like a brother to me. That said, I'm also typically the practical one so I'm already working on taking care of business. I called and spoke to his lawyer today to find out what I need to do as I start dealing with the estate. I also chatted with our CPA who will handle that end of things.

The difficult but ultimately silver lining here is that I'll be inheriting somewhere in the neighborhood of $1.2 million when everything is settled. That will eventually lead to my retirement in the not too distant future. My cousin was a huge proponent of early retirement having retired at 55 himself. I can't think of anything that would please him more than knowing that the money he left me will allow me to do the same, though I'll likely be 58 by the time I get out. I really can't even fully process that end of things quite yet even though I've been running the numbers for months. Much more to come on that but first comes the mourning process and what I'm sure will be several months of working to settle everything, clean out the house, sell the cars, sell the house, transfer all of the accounts, etc. Maybe by the end of 2021 I'll have a pretty good idea of where things stand.

Home: We haven't needed to do the plumbing repair I mentioned previously. Actually the pipe doesn't seem to be leaking anymore. I know sometimes when you first repair a pipe it takes a couple of days for everything to settle and there can still be a slight drip until it does. So far, so good.

However, we were waiting for a siding contractor to come out and repair a minor issue on the side of our garage. Well, that took a bit too long. Friday night there was a bad windstorm and it ripped about 1/3 of the siding off the wall. We were out of town but I was able to get a friend to come over, clean up the mess, and drive in a few nails to stabilize the remaining siding. Now we're waiting for the siding guy to come out and replace the whole wall.

The reason we were away last week is that we were in Florida visiting/helping my cousin who is dying. He is not doing well and will probably pass relatively soon. We got home care started to go along with hospice which I had set up when I was there in February. We came home on Sunday but we're already talking about having my wife go back down and stay there until the end whenever that may be. Once he dies, I'm going to take a leave of absence for a couple of months to clean out and sell the house and settle his affairs.

Work is going okay. The site where I work is closing at the end of the month and I will be moving to a new location. I'm not thrilled about that but it does have some advantages. The biggest one is that I'll be at a 2 provider site instead of working alone. That will be a nice change. And a lot of days, I'll end up seeing fewer patients. The new site is busier but not more than twice as busy as my current site. So for example, I might see 26 patients in a day while they see 42, meaning each provider sees about 21. And it's just nice to not be alone and actually be able to take a 10 minute break for lunch or dinner instead of having to squeeze something in between patients. I'll start at the new site on May 31.

Not too much else happening. A number of things are kind of in a holding pattern pending my cousin passing. Both personal plans and financial stuff (I'll be getting an inheritance when he dies).

So that's about it for now.

We're almost halfway through the month so I thought I'd post a quick update.

Our federal tax refund arrived on Wednesday. $518, so not a huge amount but I'll take it. Our state refund is bigger - $3,000 - but that always takes longer.

We aren't eligible for stimulus money but our daughter is, so that's nice for her. She is also due federal and state refunds. She filed last week so should have that money soon.

I sold the JETS shares I bought after last March's crash. I made an 81% profit which was nice. I'm still holding the AAL I bought but will probably sell it this week. It's at its 52-week high and I want to trim our stock allocation anyway.

DW gets her 2nd vaccine on Tuesday. Once we're both fully vaccinated, we may consider returning to indoor dining. One nice thing is that we will no longer need to wear masks to visit my mom since she had both of her shots already.

My cousin with cancer is doing okay. Things seem stable at the moment. He is on hospice service now which is good since he lives alone and we're 1,200 miles away. We're glad to know someone is checking in on him regularly. He also just started getting Meals on Wheels. He's had a couple of them so far and says they're very good. He really isn't a cook so having those on hand for an easy, balanced, nutritious dinner is great.

I've got PTO coming up starting 3/20. We were supposed to be in Florida that week but the event got cancelled due to COVID. No big plans, though DW and I were talking about tearing up the carpet in our bedroom so we'll probably do that. I'm hoping the floor isn't in too bad of a shape when we do.

The siding on the wall of our garage is coming loose. I contacted a couple of contracters to come out and take a look. Both are backed up for weeks so hopefully it doesn't get worse before one of them is able to get to us.

Otherwise, we're plugging along. I was spending a lot of time playing with retirement calculators and figuring out where we stand. I've pretty much determined that once my cousin is gone and his estate is settled, I should be good to drop down to part time. Right now, I'm figuring on remaining full time through the end of 2022 and maybe transitioning at that point. We shall see how it all plays out. How the market performs is a factor, too.

I hope everyone has a great weekend.

My cousin, who has been like a brother to me, was diagnosed with cancer about 3 years ago. From the start, we knew it was inoperable/incurable. He has done a few rounds of chemo and a course of radiation and he has actually done extremely well... until just recently. His last scan showed that the last chemo just didn't work and the cancer progressed. He still felt fine, though, which was great. However, over the past few weeks, he has started to decline and have obvious symptoms to indicate that the cancer is taking over.

We don't know how much longer he has but I suspect it won't be terribly long. One tough thing is that we're in NJ and he's in FL. That would be hard enough anyway and it's just worsened by the pandemic. It's not so easy to just fly down there to see him for a few days because we really should quarantine for 2 weeks after we get there. I'm already fully vaccinated but that still doesn't mean I couldn't transmit COVID to him. We're still deciding what to do and when. If his condition declines and he needs help, we'll just do what we need to because COVID really won't matter at that point. He's dying anyway.

There is a big financial piece to this story, too. I am the executor and sole beneficiary of his estate. Whenever he does die, I'm going to have to go down there for a while to settle his affairs, sell his cars, clean out and sell his house, etc.

I already notified my lead physician about this and she was super understanding and said not to worry at all about my shifts or coverage issues. She would handle all of that, even if I need to leave with no notice. Today she sent me the link to the leave of absence info for when I need to do that. I have no idea how long it will take to settle everything but I would think at least a month if everything moves quickly.

I reached out to our CPA as well just to give him a heads up that I'd be needing him to handle the estate tax filings. I'm trying to get as many ducks in a row as I can before I actually need them.

The emotional part sucks. The fact that he's going to die before my 90-year-old mother, who considers him like a son to her, really sucks. And she really wishes she could go down there but by her own admission she's really not up to it. We'll probably have to take her down for a few days at least just so she can see him one more time, which is going to be incredibly difficult for everyone. The whole thing just sucks.

Hug your loved ones. But also have a plan. Make sure your family/executor/heirs know what you have and where it is and how to access it. Make sure they know your wishes. My cousin and I sat down about 2 years ago and reviewed his entire situation, every account, the house, his cars, valuables, etc. so at least after he's gone, I won't be trying to piece it all together. I've even already been in touch with his financial adviser just so we could introduce ourselves and share contact info for when I need it.

Not really much else to say at this point.