I reviewed our 9/30 Vanguard statements. Year to date our Vanguard accounts generated a combined $44,318.96 in investment income (interest, dividends, capital gains). Our Ally account paid another $1,488.71 for a total of $45,807.67.
About 70% of our total portfolio is with Vanguard. I haven't looked at the other 30%, and a lot of that is taxable mutual funds that will pay out most of their income in December.
That means we're on track for our portfolio to generate $75-80,000 this year. I'll make about $70,000 at work plus $8,000+ from ebay for a total of $155-160,000 which will exceed our expenses which is perfect.
October 4th, 2023 at 04:41 am 1696394477
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October 5th, 2023 at 07:50 pm 1696535411
We have accounts a few places like Schwab (which recently took over our TD Ameritrade account also), Janus funds, my 401k which is with Lincoln Financial, and some other assorted things.
October 6th, 2023 at 12:56 am 1696553813
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October 20th, 2023 at 06:01 am 1697781690
October 20th, 2023 at 01:05 pm 1697807151
Janus Fund was our first real investment. We opened that account in August 1992 shortly after we got married and had $50/month auto-investing into it. We continued that for years, increasing the monthly amount along the way. That was before we knew anything about index funds or other better investments, and Janus Fund had a really good reputation and track record.
The problem now 30 years later is that account has grown significantly and holds a lot of unrealized gains so selling it off would come with a big tax bill. It's probably one of the last holdings I would tap during our lifetime. Hopefully we can just leave it to our daughter when we're gone and she can inherit it at a stepped up basis and be able to sell it then.