I reviewed our 8/31 Vanguard statements this morning. Year to date as of 8/31/23, our Vanguard accounts generated a combined $37,135.13 in investment income (interest, dividends, capital gains). If I extrapolate that out (which isn't quite how it works), that would mean about $55,700 for the year.
About 68% of our total portfolio is with Vanguard. I haven't looked at the other 32%, and a lot of that is taxable mutual funds that will pay out most of their income in December, but let's say another 20K comes from there.
That would mean around $75,000 total portfolio income for the year. I'm on track to make about $72,000 at work, though that might come in lower as I'm thinking about working even less than I already do. Add another $8,000 from ebay. That brings us to $155,000 for the year approximately. That should exceed our spending, which is partly why I'm considering working fewer hours. I think more like $130-140,000 would cover everything.
Since this is the first full year that I'm per diem, I'm really trying to see where everything falls. I won't know fully until after we do our 2023 taxes next spring, though.
September 4th, 2023 at 08:59 pm 1693861163
September 5th, 2023 at 12:41 am 1693874462
September 6th, 2023 at 05:56 am 1693979785
September 7th, 2023 at 10:18 pm 1694125096
Our schedule goes in 4-hour shifts so I can work 4, 8, 12, etc. hours per week. I guess if I alternate 4 hours one week and 8 hours the next my average would be 6 hours/week.
I really don't know what I'll do. Right now, I'm in the midst of a 2-week break. I didn't really plan it that way but my last shift was 8/30. I didn't want to work the holiday weekend, then there were no open shifts I wanted this week, and we're busy both days this weekend so I couldn't pick up. My next shift isn't until 9/14. It's very nice to have so much flexibility.
September 14th, 2023 at 06:40 pm 1694716829
September 23rd, 2023 at 07:09 pm 1695496171