I reviewed our 8/31 Vanguard statements this morning. Year to date as of 8/31/23, our Vanguard accounts generated a combined $37,135.13 in investment income (interest, dividends, capital gains). If I extrapolate that out (which isn't quite how it works), that would mean about $55,700 for the year.

About 68% of our total portfolio is with Vanguard. I haven't looked at the other 32%, and a lot of that is taxable mutual funds that will pay out most of their income in December, but let's say another 20K comes from there.

That would mean around $75,000 total portfolio income for the year. I'm on track to make about $72,000 at work, though that might come in lower as I'm thinking about working even less than I already do. Add another $8,000 from ebay. That brings us to $155,000 for the year approximately. That should exceed our spending, which is partly why I'm considering working fewer hours. I think more like $130-140,000 would cover everything.

Since this is the first full year that I'm per diem, I'm really trying to see where everything falls. I won't know fully until after we do our 2023 taxes next spring, though.