I only use my Discover card when they have a good 5% cashback bonus special. As a result, I haven't used it for a few months. But a few months ago, I also redeemed my cashback bonus for $20 to be applied to my account. The only problem was I ended up having a zero balance when that occurred, which left me with a $20 credit. I kept meaning to use the card since I had a credit, but I forgot. Yesterday, I got a check in the mail from Discover for the $20 credit. I guess it is better for them to pay out the money than to keep tracking it on my account. Honestly, I'd rather have the money and not have to worry about using the card to utilize it.
Got a check from Discover today
March 29th, 2007 at 01:40 am
March 29th, 2007 at 02:44 am 1175136255
Discover rules! I use it wherever accepted. My current reward balance is $120, and had already cashed in few times this year.
March 29th, 2007 at 02:20 pm 1175178002
March 29th, 2007 at 03:39 pm 1175182777
Last month I shoped for a new credit card and ended up getting 2, Discover for gas and Citi for groceries (2% rebate). Gas & groceries are our 2 biggest charge categories.
Anyway ... I wonder if you could get Discover to change your terms, since you already have a card, so that you could also get 5% back for gas?