<< Back to all Blogs
Login or Create your own free blog
Home > Monthly surplus higher than I thought

Monthly surplus higher than I thought

September 25th, 2018 at 06:49 pm

I shared this in the forums but I had miscalculated something in my spending log. I posted earlier that our monthly surplus was about $3,000. It's actually more like $4,000. I had made the mistake of counting a number of monthly expenses twice because I listed them individually but also listed our average monthly credit card bills and many our our expenses get paid by credit card so I was counting them twice. For example, auto insurance, Netflix, alarm, cell phone, and more are all paid by credit card so I didn't need to also itemize them. Once I corrected for that, the surplus was much better.

So in August, I did the $1,000 each to Ally, Vanguard, and our mortgage, but at the start of September, I was able to send another $2,000 to Ally. I also did the same $3,000 later in the month just like last month. From the looks of it right now, we'll still be ahead so I'll likely send more to Ally again. Not a bad problem to have of course.

1 Responses to “Monthly surplus higher than I thought”

  1. rob62521 Says:

    That's terrific!

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
Will not be published.

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]