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General updates

October 25th, 2017 at 09:16 am

I'm a lousy blogger Smile. It's been a couple of months since I posted so here's an update.

My original plan to leave my private practice and work part time plus per diem hours at urgent care wasn't going to work. After discussing it with the medical director, he felt that the days of nearly unlimited per diem shift availability were going to start drying up. So I decided to switch to full time (36 hours/week) to guarantee my hours and income. I will officially be full time as of 11/5.

My last day in my practice was 9/28 so this month I've still been part time. It worked out well as we were on vacation from 11/7-11/16. The last 2 weeks of the month I kept my schedule kind of light, 28 and 32 hours.

We did open our HELOC and immediately drew out $14,700 for the malpractice policy I needed to take out when I left my practice. Right now, I'm just making small payments on that (I paid $250 last month and will do the same this month). Once the last college tuition payment is made in December, I'll start attacking the HELOC more aggressively.

As for college, we do have one more payment of $15,135 due in December. Right now, I've got about $9,000 set aside plus some surplus in our checking account. I'm not quite sure if we'll have the full 15K by December, but if we need to draw a couple thousand from the HELOC, I'm fine with that.

Once I'm full time, my income will increase and our health insurance costs will drop by over $300/month so there will be additional money to throw at the HELOC. We'll have it paid off within a year.

So everything is on track and doing well financially speaking.

5 Responses to “General updates”

  1. Dido Says:

    Glad all is well even with the change in plans!

  2. LivingAlmostLarge Says:

    Congratulations on the change of jobs.

  3. rob62521 Says:

    Sounds like even with a change, you are planning to make it work. It sounds like you are far happier with this job situation. There's a lot to be said about contentment in your profession.

  4. Amber Says:

    Hi DS 👋🏾
    Great to hear that all is going well, thanks for checking in.

  5. disneysteve Says:

    I am totally fine with the change. My plan was to work 32 hours/week so 36 really isn't that much different. And yes, I am far happier with this job. Much less stressful and far better run than my previous practice.

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