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Mortgage payment, decluttering, and date night

February 18th, 2019 at 01:04 pm

There are 3 savings things that I do manually each month. I send $1,000 to our Ally savings account, $1,000 to our taxable Vanguard account, and $1,000 extra to our mortgage. I don't usually do them all at once but it worked out that way this time. I just did the Ally and Vanguard transfers.

When I went to do the mortgage payment, I discovered a notice that the annual escrow review showed a shortage (doesn't it always?) of $114.89. So I had to pay that. I also had already decided to up the extra going to principal from $1,000 to $1,500. So I did all of that and made that payment. I can't wait until the mortgage is gone in a few months.

If you really want to follow our decluttering process, I'd head over to the forums: https://www.savingadvice.com/forums/forum/financial-chit-chat/general-discussion/700407-2019-decluttering-thread. We just went through all of our sheets and mattress covers and are getting rid of a whole trash bag full that will go to Goodwill. Some worn out stuff is also going in the trash.

I didn't realize it but my wife and I have a "date night" tonight. Our daughter is heading back to her college for a fraternity event and will be gone from about 4:30 until after 11:00. I think we're going to cook dinner together and then rent a movie on one of the online services and relax with a couple of drinks. Not sure what we'll see but maybe A Star is Born.

5 Responses to “Mortgage payment, decluttering, and date night”

  1. crazyliblady Says:

    Congrats on date night and the upcoming mortgage payoff. That is awesome. You are definitely ahead of the curve.

  2. alliecat79 Says:

    Enjoy your date night! I'm looking forward to decluttering lots myself this year. 4 years in a house and woooo we could get rid of some stuff.

  3. veronak Says:

    Way to go on knocking that mortgage out and enjoy your evening

  4. creditcardfree Says:

    I've been checking in on your decluttering once in awhile on the forums. You are definitely making progress!

  5. rob62521 Says:

    Hope you enjoyed date night!

    Good job on the decluttering!

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