I'm tired of working. I suppose more accurately I'm tired of never having enough time to do everything else I want and need to get done because I spend so much time working. House stuff, financial stuff, family stuff, medical stuff, car stuff, exercise, the list goes on and on. Even fluff like staying current on a Netflix show I'm watching or being able to take advantage of a special offer at a favorite restaurant. There just aren't enough hours in the day. So many people say they'd be bored if they retired. I say bring it on. I'm ready. My to-do list is a mile long.
Three weeks from yesterday I'll officially be part time at work, dropping from 36 hrs/wk to 24, from 4 days to 3 days. I'm hoping that having that extra day, those extra 12 hours each week will provide better balance and give me more time to do all the stuff that gets ignored or delayed now. If not, it will be time to very seriously plan cutting back to just per diem work and getting our finances in order to make sure that will work.
November 9th, 2021 at 04:21 pm 1636474905
November 9th, 2021 at 05:49 pm 1636480196
November 9th, 2021 at 09:39 pm 1636493962
We just made a chunk of money by selling a property, and I had a moment today where I realized if we put all of the proceeds to retirement, we'd only be about $50K short of what we need to start Coast FIRE today! I was sorely tempted to pursue that but remembered our Coast FIRE calculation is based on us purchasing another property with the proceeds and getting rental income, so I guess we'll be working a while longer. But yeah, lately I find myself eyeing the exit eagerly, whereas before, I was not very interested in retirement.
November 9th, 2021 at 11:04 pm 1636499094
That's a good way to put it. It's not that I dislike my job, though COVID definitely made it far less enjoyable than it used to be. It's more that the whole time I'm working, I'm thinking of all of the stuff I need to do when I'm not working. Then I'm always trying to cram stuff in on my days off when I'd like to be relaxing a bit.
November 10th, 2021 at 04:29 am 1636518547
November 10th, 2021 at 05:30 pm 1636565421
LOL. Yeah, that might be the right answer.
We see our CFP next Friday to see what he has to say after reviewing everything. He may well agree with you. I'll post an update with his thoughts.
November 12th, 2021 at 08:38 pm 1636749530
Hope your part time work will allow you to be able to enjoy more things in your life.
November 13th, 2021 at 02:20 pm 1636813256
The desire to spend more time taking care of "other parts of life" is something I get--even though I'm one who is tremendously work-focused. But now in my early 60s I would like to have more time to spend taking care of myself and my household, as energy is a limited resource and I seem to have less of it now than I did a decade or two ago.
The key will be finding balance as to what amount of work time works for you. I work with several doctors. A close friend (who I don't work with) is a doctor who retires 12/28 and she is my age, 61. A lot of doctors seem to do a phased retirement and cut down to a few days a week and that seems to work for them.
November 13th, 2021 at 02:45 pm 1636814718
Fortunately, my job is such that phasing out is a great option. I am full time at 36 hours, going to part time at 24 hours. I could also go to 20 hours, or go to per diem and just work as many hours as I'd like, or none at all depending on the week (and the finances).
November 13th, 2021 at 06:48 pm 1636829280
I've noticed that the ER doctors are the ones who are most eager to decrease their working hours, especially in the wake of COVID.
November 13th, 2021 at 08:21 pm 1636834897
I totally understand the ER docs being eager to cut back. UC is not nearly as bad but in the same boat. COVID has been an absolute disaster for us. It has completely overwhelmed the system and continues to do so. We are all exhausted and burned out. We are short-staffed because quite a few people threw in the towel and got out when they could. We just lost another provider yesterday. It's going to take quite a while for the healthcare system to recover from the ongoing impact of the pandemic.